Car Insurance Policy

Please download the full policy wording below

Cover

NOTE: PLEASE SEE FULL POLICY WORDING FOR FULL EXCLUSIONS AND EXAMPLES

Theft

Stolen or hijacked car

Accidental
Damage

Your car gets a boo-boo

Weather

Damaged by weather, including hail.

3rd Party
Liability

When you bump into someone else’s car or property and have to fit the bill for the damage

Fire

Accidental damage to your car caused by fire

Flood

Damage to your car as a result of floods

Additional Benefits

Fuel
Assist

Ever run out of petrol and get stuck on the side of the road – we got yah!

Roadside
Assistance

Flat tyre, Flat battery, No petrol –
Don’t worry, we got you!

Windscreen &
Window

We will replace or repair the glass for a cracked or broken windscreen / window
(A separate Excess amount may apply)

Key
Replacement

We will replace your lost key
(Up to the limit specified in your policy)

Towing

Vehicle or mechanical breakdown towing to a nearest service provider.
(2 incidents or R4000 per year)

Emergency
Accommodation

If your vehicle is lost or damaged more than 100km from your home we will reimburse you for accommodation expenses (Up to the limit specified in your policy)

Drive Less, Get Blessed

Get up to 30% discount each month you drive under 300km*

Claiming

NOTE: PLEASE SEE FULL POLICY WORDING FOR FULL EXCLUSIONS AND EXAMPLES

Notify us as soon as possible via the mobile application or web application, but no later than 30 days after the event.

You will always have to pay a small portion of any claim settlement. This is known as the excess. 

We will replace/repair your item, issue a voucher to you or pay you out the required replacement/repair value

Notify the SAPS within 24 hours of any loss or theft of property and remember to blacklist a stolen phone

Dual insurance – if you have any other insurance policies insuring the same item for the same cover, the claim will be paid proportionately.

Obtain consent before proceeding with any repairs

 

Things To Remember

All policies are monthly and cover is on a month-to-month basis payable in advance.

Take all reasonable steps to prevent further loss or damage to your insured property after an event

Make sure that all the info you give us about yourself, your property and your risk profile is true and accurate

Premiums are collected in advance via debit order (on your specified date). New items will be charged pro-rata.

You may cancel the policy at any time, via the App, and the cancellation will take effect at the end of your current policy month (i.e the day before your next debit order)

Tell us of any material change that might affect your risk profile or acceptance of cover or the premium charged

Policy Documents Below

Full Policy Wording & Benefit

NB

Car Insurance
Policy Wording

Roadside Assist
Benefit

Additional Documents

General T&Cs and Disclosure

General Terms
& Conditions

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