Welcome to Pineapple's specialised car insurance for your BMW!

Car insurance for your BMW is a click away.

All online and all yours in just 90 seconds. But, if you’d rather chat over the phone, simply request a callback. Our helpful agents are here to help you get a final quote and buy the best protection for your BMW.

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Pineapple on your Bmw

x5

Greetings, weary traveller

Your quest for the ‘best car insurance for my BMW’ has led you to our doors. You’ve come to the right place—your BMW deserves the best.

It deserves Pineapple!

Choosing a Bayerische Motoren Werke (or Bavarian Motor Works, for non-Geman speakers) tells us you appreciate luxurious, performance-driven, and sporty cars.

At Pineapple, we recognise that your car isn’t just a vehicle; it’s an emblem of style, freedom, and fun. That’s why we created the best protection specifically for your BMW vehicle; we provide specialised car insurance uniquely tailored to meet your car insurance needs.

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Why Pineapple for Your BMW?

Get low-priced comprehensive cover; BMW insurance prices start from:

*Premium is risk profile dependent.

1 series

2023 BMW 1 series

Insurance from

R679

P/M*

Your Excess

R 6200

i8

2019 BMW i8

Insurance from

R987

P/M*

Your Excess

R 6200

x5

2018 BMW X5

Insurance from

R996

P/M*

Your Excess

R 6200

m3

2019 BMW M3

Insurance from

R996

P/M*

Your Excess

R 6200

We love cars, so much so that we made it our business to keep them safe. Pineapple possesses insurance expertise that’s deeply rooted in a passion for cars. We understand Bayerische Motoren Werke vehicles’ prestige, engineering excellence and exceptional craftsmanship.

BMWs are celebrated for their exceptional features and exhilarating driving experiences. Drivers can enjoy cutting-edge technology, sporty performance, and a reputable brand image. But, owners should also be aware of higher repair and maintenance costs.

How does Pineapple know this stuff?

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A Look Back at bmw’s History

*According to Wikipedia

1929

BMW enters South Africa

The first BMW motorcycle was imported to South Africa

1975

Takeover

Establishing BMW South Africa, the first BMW plant outside of Germany

Fun fact

The BMW logo depicts the famous state of Bavaria in Germany, where the brand was founded.

Top BMWs in South Africa

1 series

2023 BMW 1 series

Safety Rating

5-star ANCAP 2019

Common Repairs

Ignition coil problem

Insurance starts from

R679 P/M*

i8

2019 BMW i8

Safety Rating

N/A

Common Repairs

Electrical issues

Insurance starts from

R987 P/M*

m3

2019 BMW M3

Safety Rating

5-star Euro NCAP 2019

Common Repairs

Excessive oil consumption

Insurance starts from

R992 P/M*

x5

2018 BMW X5

Safety Rating

5-star ANCAP 2018

Common Repairs

Engine stall problemSluggish acceleration

Insurance starts from

R996 P/M*

Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. *T&Cs apply. Premium is risk profile dependent.

When it comes to safeguarding your BMW, Pineapple should be your only insurance provider of choice. Our commitment to providing tailored coverage, excellent customer service, and a hassle-free claims process sets us apart.

To submit a claim, simply log into the Pineapple app, follow the prompts while filling in the details, and submit the information once it’s complete. We believe in giving you peace of mind so you can focus on enjoying the journey with your BMW.

It’s as simple as that, or should we say as easy as Pi…neapple.

bmw FAQs

We checked our books, and the cheapest BMW insured by Pineapple is the 1998 BMW 3281 (E36). However, the “cheapest BMW to insure” depends on several factors affecting your risk profile; your location, driving and insurance history, age and that of your driver’s licence (issue date).

Most BMW insurance costs tend to be pricier because the parts cost more to replace or repair. However, insurance premiums can vary based on the model year, location, driving history, and insurance provider, along with other factors. Find out how much you stand to pay for comprehensive car insurance for your BMW X5 with Pineapple by clicking here to get a quote.

Both brands are known for their engineering excellence and high-quality materials, which can result in similar maintenance costs. Plus, maintenance costs between a Mercedes-Benz and a BMW can also vary depending on the specific models and their age. However, a Benz is typically cheaper to maintain and repair than a BMW. This is due to BMWs having expensive parts and high upkeep costs.

Fully comprehensive car insurance for your BMW 3 series starts from as little as R2 100 per month*. Coverage includes accidental damage, weather-related damages (including hail), free 24-hour emergency & roadside assistance, third-party insurance, and Drive Less Get Blessed (up to 30% of your premium back each month you drive under 300 km each month).

Generally, BMWs are considered luxury vehicles, and their higher repair costs and advanced technology can lead to relatively higher insurance premiums than the average car. However, you can insure your BMW from R679 per month* at Pineapple. However, *premiums are risk profile dependent.

Nothing goes better on a BMW than a Pineapple. So, get the perfect insurance to complement your reliable ride. Get a quote for affordable Pineapple cover today; it’s just 90 seconds out of your day.

Please Note: The information provided above is for informational purposes only; you should not construe any such information as legal or financial advice.

Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. *T&Cs apply. Premium is risk profile dependent.

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