Insurance
Instant. Affordable.
Beyond comprehensive.
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Instant insurance
Get a quote, get insured & have a coffee in under 5 min.
Claim online in 30 secs.
Super
affordable
No fixed contracts.
Excess? Your choice.
Up to 30% back for driving less.
Beyond comprehensive
Full comprehensive cover for fire, theft, accidents, hail & more.
What is car insurance?
Car insurance is a useful tool and safety net protecting both your vehicle and your financial well-being.
It’s an agreement between you and the insurance provider – you pay for their services (via a monthly fee called a premium), and they ensure your car’s protection against accidents, theft and other damages.
Coverage typically includes third-party liability cover, weather damage and other natural disasters, as well as fire and explosion.
What is Comprehensive Car Insurance?
“We call it 'comprehensive' because it covers a wide range of potential crises. That’s why, at times, it’s even referred to as 'other than collision coverage' because it covers things that are not only caused by collision.”
What is Short-term Insurance?
“As the name suggests, short-term insurance is cover you’ll have for a set amount of time. Short-term insurance covers assets such as your phone, laptop, bicycle, drone, house, household contents and your car for a short/ temporary period.”
Premium Pineapple Premiums
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*Drive Less Get Blessed Discount
*Get up to 30% back each month for driving 300km or less.
Pineapple’s insurance
Premium tips
Reducing your car insurance premium:
These five simple tips will provide clarity and insight into how best you can decrease your car insurance premium as a young driver:
Thought of a car warranty instead of car insurance?
Car insurance is short-term insurance protecting you against accidents, theft, or damage from natural disasters. It's like that reliable friend who helps you out when you're in a tough spot, ensuring you won't bear the full cost of damages to your vehicle or others.
Car Warranty is akin to a promise from the manufacturer. If something breaks or malfunctions within a specified period, they'll take care of it. It's the manufacturer's way of saying, "We stand by the quality of our product and will fix issues that shouldn't occur so soon.”
Beyond Comprehensive
Bumped car? Stolen car? Car on fire? Weather damage? Dead battery? Flat tyre? No petrol? Lost keys?
We’ve got you.
24/7
Free Emergency Assistance
Tap of a button. Instant. Free.
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Emergency Accident & Roadside Assist
Emergency Fuel Assist
Emergency Tyre Assist
Emergency Key & Remote Assist
Emergency Accommodation
Retail
value
Need to claim. Forget Trade-in Value (Book Value), we’ll replace your car
Same model, no bulls*#t.
Other drivers
Is someone else driving your car with your permission? Stress less. You’re still covered. (As long as they have a valid drivers license).
We’ve got you.
Insurance in 3 easy steps
Our award-winning tech will have you insured in 5 mins or less.
Say goodbye to long forms and annoying phone calls.
Step
Get a final quote in 90 secs.
Step
Choose your toppings, add some sauce:
Step
Select a date.
Pay.
Go.
Claim in 3 easy steps
Our approach to handling claims is simple and speedy.
Our smart tech will have your claim submitted in 30 secs or less.
Step
Have an oopsie?
Step
Contact us, snap some pics & submit your claim:
Step
Get updated via chat & roll on in no time.
Hold up, but what is a Car Insurance Excess?
Car insurance excess refers to the amount of money that the policyholder agrees to pay towards a claim before the insurance provider covers the remaining costs.
It is an essential aspect of car insurance as it helps determine the level of risk and responsibility shared between the policyholder and the insurer.
By setting an excess, insurance companies incentivize policyholders to be cautious on the road and discourage frivolous claims.
Moreover, a higher excess often leads to lower insurance premiums, providing policyholders with more affordable coverage options. Understanding car insurance excess is crucial for drivers as it helps them make informed decisions when choosing insurance plans
Pineapple’s tips for finding the right excess for you:
TIP
Extra money in the bank? Opt for a higher excess, it could mean lower monthly premiums.
TIP
If you're barely out on the road, a higher excess could be your saving grace, thanks to those lower premiums.
TIP
Your circumstances can change faster than a Formula 1 pit stop, so ensure your excess is keeping pace by annually reviewing your car insurance.
Free Auto Crash Detect
Whether you’re the driver, the co-pilot or backseat DJ, the Pineapple App will automatically detect an accident & alert your loved ones. The best part?
It’s FREE - no policy required.
Free Auto Crash Detect
Whether you’re the driver, the co-pilot or backseat DJ, the Pineapple App will automatically detect an accident and alert your loved ones. The best part?
It’s FREE - no policy required.
Worried about the fine print?
Here it is...
BIG, BOLD & in the spotlight:
View Policy TermsPineapple Car Insurance FAQs
What’s included in your cover?
We cover you for accidental & third-party damage, theft & hijackings, hail & floods, fire & explosions.
Our comprehensive cover includes free 24h emergency accident and roadside assistance. Fuel, tyre, key/remote, and emergency accommodation included.
How do I get a car insurance quote?
Website: Tap the turquoise button (top right corner). Follow the steps to get a comprehensive quote.
App: Sign into your account and tap on the car emoji icon at the top of the screen. Snap a pic of your car to start the 2-minute quote process.
Stuck? Send us a direct message via the chat, bottom right.
How do I submit a car claim via the app?
You can submit a claim in 30 secs in-app. Simply navigate to the home screen and tap on the paper icon, bottom right. Follow the easy steps and press submit. Once logged, a Pineapple agent will be in touch with next steps.
Struggling? Send us a DM via the chat, top left in-app.
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Pineapple
Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. T&Cs apply. Premium is risk profile dependent.
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