Flip your house upside down. If it falls, it’s considered home contents.
If you’d bubble wrap it, box it up, or shove it in a drawer (lava lamp included), it’s covered.
From everyday wear to formal outfits, sneakers to scarves, handbags to hats—they’re all covered while inside your home
Your favourites, heirlooms, and daily essentials—rings, watches, and everything in between—are covered while inside your home.
First editions, vinyl records, stamp collections, and that stash of retro comic books—they’re all covered while inside your home.
Toys, baby monitors, LEGO castles, and that mountain of stuffed animals—they’re all covered while inside your home.
Smart TVs, streaming devices, home theatre systems, PlayStations, Xboxes, soundbars, and Bluetooth speakers—all covered while inside your home.
Lounge sets, ottomans, dining chairs, bed frames, mattresses, carpets, rugs, and cushions are all covered while inside your home.
Fridges, freezers, microwaves, blenders, kettles, toasters, air fryers, and snackwich makers—they’re all covered while inside your home.
Plus steamers, sewing machines, and any gadget that makes housework slightly more bearable—they’re all covered while inside your home.
Anything you’ve bought and fixed in place—curtain rails, shelves, light fittings, mirrors, and towel rails- is covered inside your home.
Lamps, clocks, paintings, vases, candles, photo frames, and even your beloved houseplants—they’re all covered while inside your home. (Poor plant parenting isn’t included—sorry.)
Golf clubs, bicycles, tennis and padel rackets, yoga mats, surfboards, cricket gear, gym equipment, and even those hiking boots you wore once—they’re all covered while inside your home.
Beds, bowls, leashes, carriers, scratching posts, and hamster cages—they’re all covered while inside your home. (Just not the pets themselves—yet.)
TV remotes, garage clickers, padlocks, gate remotes, spare keys, and other little things that make life easier—they’re all covered while inside your home.
Belongings of your guests, live-in helper, or nanny are covered while inside your home. Please note that the cover only applies if the items are not insured elsewhere. Cash and cheques are not included.
Please see the full policy wording for more information on cover limitations and exclusions.
Damaged furniture? Stolen valuables? Fire damage? Weather damage? Broken items? Baboon damage (literally)? Lost keys?
We’ve got you!
You’re covered for damage to personal belongings, appliances, and furnishings caused by fire, lightning, or explosions.
Storms, floods, wind, hail, snow, earthquakes, tornadoes, and landslides? You’re covered.
We’ve got you covered for water damage to your contents caused by burst, leaking, or overflowing pipes and geysers.
You’re covered for theft or attempted theft, as long as there are visible signs of forced entry.
Damage to your contents caused by impact to your home is covered.
If wild baboons or monkeys sneak inside and cause damage, you’re covered — up to a set limit outlined in your policy.
We’ll also cover you for:
Need a plumber? Electrician? Locked out? We’ve got experts on call 24/7 to handle it all.
Crucial for immediate post-burglary safety and protection of your property after a covered event.
We’ll help you clean up after a disaster, such as a fire or storm, so you can quickly get back on your feet.
If the fire department charges to put out a fire at your home, we’ve got it covered.
Super NB for restoring security quickly — we’ll cover replacement or repairs if they’re lost or damaged.
If your fridge or freezer food spoils after a blackout longer than 24 hours or due to appliance failure, we’ll help replace it.
Note: Cover does not apply to loadshedding or power outages lasting less than 24 hours
Some things just aren’t covered by your insurance — no matter how good the vibes were at the time. Like:
Bummed? Don’t be. If you want your stuff covered beyond your front door, grab a Pineapple “Single-item” policy. Easy.
Get cover for up to R5 million:
Please note: Make sure the value you insure your home contents for is as accurate as possible. If you’re overinsured, you won’t get paid more—you’ll only be reimbursed for the actual replacement cost.
If you’re underinsured, your payout will be limited to the amount you specified, because your premium was based on that lower value. Bottom line: accurate values mean fair cover.
If a guest trips, slips or gets hurt on your property—and you’re found legally responsible, you’re covered.
We’ll help cover legal fees, settlement costs, and compensation up to the limit in your policy doc.
*T&Cs apply
Rated a combined *4.7 across all app stores & Hellopeter.
We’re not perfect, but we’re damn close.
Joining was effortlessy easy online and the premium offered meant I would have massive savings. Queries are answered very fast and a big Thank you to Wandile for being professional, friendly and providing a fast response to my query.
Always so extremely helpful. Even though I’ve only been insured for a month I still get treated like I’ve been a customer for many years. Thanks.
It is quick to attend to my quiries and they randomly communicate with me to check if i am still ok or need help with something… I recommended them to my friend and still will to more people a 100%.
I had a query about my drive less refund. Was assisted promptly. Excellent service.
I just contacted them regarding car insurance cover. The consultant spent almost an hour explaining their product, something Which other companies fail to do. I was clear about everything and I made the right decision based on the accurate service I just got!
The experience has been hassle free.. besides the low premiums, they’re prompt and and very understanding.
Always friendly and always willing to help with enthusiasm
She was able to assist me at first with everything I needed and even more. I can happily recommend pineapple to friends and family.
She was able to assist me at first with everything I needed and even more. I can happily recommend pineapple to friends and family.
Service is top tier … Thank you Monica Botha for the impeccable service and assistance, they are truthful and open with all the Terms and Conditions
You may have a few questions. Here are a few answers…
This page provides general information only. Please refer to the full policy wording for detailed information on coverage limitations, exclusions, and terms and conditions.
Get a quote via the app: Sign in to your Pineapple account and tap the “+” icon at the bottom of the screen. Take a snap of the item you wish to insure. Fill in a few details, and voila, you’ll be given a final quote in 60 secs or less.
Struggling? Send us a direct message via the chat, bottom right.
Click “Submit a claim” (top right corner). Sign into your account. Follow the steps to log your claim. Once logged, one of our friendly agents will be in touch with an update on your claim.
Struggling? Send us a direct message via the chat, bottom right.
Open the Pineapple app. Tap the paper icon (bottom right of your screen). Tap the broken heart icon and follow the simple steps to log your claim.
Need help? Send us a direct message via the chat, top left corner of the home screen.
Phones, tablets, laptops, PCs, wearables, drones, bicycles, TVs, gaming consoles, speakers, cameras & camera equipment, jewellery, watches, headphones, glasses, bags & clothing, sports equipment, musical instruments…
You name it, we insure it.
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