“I love overpaying for a service”, said no one ever, especially about car insurance.
Paying big chunks of money for insurance is never ideal, especially when you’re not even driving that much.
But what if we told you that you can actually get rewarded for spending less time on the road?
No, it’s not a pyramid scheme. It’s a unique (and legit) benefit that puts money back in your pocket. Cue to stage “Drive Less Get Blessed” aka DLGB, Pineapple’s Comprehensive Car Insurance benefit.
TL;DR – Our version of “I’m not reading all that, *SparkNotes pls”
- Drive Less Get Blessed is a free benefit for Pineapple car insurance customers who choose to install a tracker or telematics device, rewarding them with up to 30% of their premium if their monthly mileage is below 300km.
- We offer this benefit to encourage our customers to drive less, as this lowers their risk of accidents, theft, or hijacking.
- This is just one of the many perks of choosing Pineapple’s comprehensive cover. We also offer additional benefits like 24/7 roadside assistance, key replacement, windscreen cover, and flat battery jumpstart. We’re generous like that.
Deep Dive: Our Drive Less Get Blessed Benefit
Every Pineapple car insurance policy comes with the option of receiving up to 30% of your monthly premiums back. How? With our Drive Less Get Blessed benefit. This is our way of giving you a high five (and actual money back) if you’re a homebody or don’t drive much. So, for every month you drive less than 300km, we will refund you up to 30% of your monthly premium IN CASH.
Quick note: This isn’t a discount. You’ll still need to pay your full premium amount upfront, and then we’ll process your cash refund based on that amount.
Let’s take Gary, for example, who opted in for the DLGB benefit. His monthly insurance premium for his Haval Jolion is estimated at R1301*. He’ll pay the full amount, and if he drives less than 300km this month, he’ll get up to R390.30 refunded in cash.
If you’re already a Pineapple client, you could be like Gary and not even know it yet. Check your policy in the app or reach out to support to see if you’re already getting blessed or if you qualify.
Sounds great, right? But this isn’t the only benefit to you of driving less. Let’s unpack what makes it so beneficial.
Why Driving Less Is A Win
Driving Less = Less Wear and Tear on your Car
When it comes to your car, every K counts. Driving less directly translates to:
- Less frequent servicing
- Lower tyre and brake wear
- Less risk of unexpected repairs (shoutout to Joburg potholes)
Driving less literally prolongs your car’s life. It’s like an anti-ageing cream, but for your vehicle. And if you’re driving under 300km per month, then why should you pay for a full premium?
You’re Reducing Your Risk
From potholes to rising theft, South African roads are a whole movie. Driving less means you’re:
- Less exposed to accidents and hijackings.
- Avoiding peak-hour madness (which also burns fuel like crazy).
- Lowering your chances of claiming, saving you time and money.
You’re Being Kinder To The Planet
Fewer trips = less fuel = lower carbon emissions.
It’s a small step, but it’s a meaningful one. Driving less is one of the easiest ways to cut your carbon footprint without needing to hug any trees (unless you really want to).
Comprehensive Cover, Uncompromised
Comprehensive car insurance is a policy that protects your car against accidents, fire, theft, third-party liability, malicious damage, and windscreen repairs (amongst other insured events).
So, it’s like that flu remedy you tried this winter. It had a little bit of everything, but it cured you faster than your gogo finding out you didn’t go to church.
- Car Hire:
Car hire is an add-on that covers the cost of a rental car when yours is out of action because of an accident or repairs due to said accident. This means you can keep moving, even if your wheels can’t.While this might sound like a fancy expense, it becomes a lifesaver when your car is missing. You’ve got work, school runs, and that one aunty who always needs a lift. That’s where the Car Hire benefit comes through.
- Credit shortfall:
Suppose your car gets written off or stolen, and the insurance pays out your car’s retail value. Here’s a catch: If you’re still paying off a loan on that car, then you might owe more than it’s worth. That awkward gap between what you owe the registered credit provider and how much your insurer paid out? That’s the credit shortfall. Pineapplers don’t have to worry about this, though. Our Credit Shortfall add-on covers that awkward gap, so you’re not stuck paying off a long-gone car. - SASRIA (South African Special Risks Insurance Association):
Living in South Africa is amazing… but a lot. South Africans have freedom and the constitutional right to protest, so you never know when strikes and civil unrest will arise. And these are all things that standard insurance usually won’t touch with a ten-foot pole.Pineapple includes SASRIA coverage as part of your comprehensive insurance policy. SASRIA covers you for damage caused by the events mentioned above. So, should unrest break out and your car is in the wrong place at the wrong time, you’re protected.
- Multiple Car Discount:
Do you need to cover multiple vehicles in your household? We’ll discount your insurance premiums for adding multiple vehicles to a single policy. This means you’ll spend less on your premiums, leaving your wallet happy and your peace of mind overflowing.
But wait. Did someone say, “more perks”?
Beyond the Basics: More Pineapple Perks
We’re not done yet. You get a benefit, you get a benefit, everybody gets a benefit!
Comprehensive car insurance gives you access to a wide range of benefits to cater to all your insurance needs and potential woes. And that’s what makes it the main character of insurance (after you, of course). Let’s take a look at some of them:
- 24/7 Roadside Assistance:
Cars don’t only act up during business hours, so we provide 24/7 support for various emergencies. Whether it’s a flat tyre, a battery that gave up on life, or running out of fuel, we’re there for you. Consider it your safety net when life decides to do the absolute most. - Key Replacement:
Lost your keys? Stolen? Or did they mysteriously vanish into that black hole between your couch cushions, never to return? We cover the cost of replacing your car keys* (with a limit, of course). - Windscreen Cover:
Whether it’s a small chip, a crack, or a full-on smash that makes driving harder than rocket science, we’ll get it sorted. Just note that this excess amount differs from the full excess of covering damage to the car (check your policy documents to confirm). - Open Driver Policy:
Need someone else to drive your car? No stress. They’re covered as long as they have a valid South African driver’s licence, are over 18, and have your consent (as the policyholder). Talk about flexibility without the admin nightmare. - Digital Convenience:
In a world where you can order groceries and even meet the love of your life on your phone, the same should be possible for insurance. With us, you can do it all. Quotes, claims, and policy updates can all be done on our Pineapple app (download it here: https://bit.ly/getPineapple). - Flexible Monthly Premiums:
With our premiums, you’re billed month-to-month, with no long-term contracts pinning you down. And you can simply adjust, cancel or update your cover in the app whenever you need to. Can anybody say ✨convenience✨?
Why Pineapple Is Your Smart Choice
At Pineapple, we believe insurance shouldn’t just sit there, waiting for something bad to happen. It should reward the good, too. And with benefits like Drive Less Get Blessed, you’re literally being paid to be a responsible driver.
And it doesn’t stop there, because every comprehensive policy comes stacked with perks. From car hire and credit shortfall to SASRIA cover and all those everyday perks like roadside assistance, you’re fully protected without needing to compromise.
The result? Insurance that’s not just about covering risk, but about rewarding good behaviour, saving you money, and fitting seamlessly into your lifestyle. Less of a grudge purchase, more of a smart life hack. 😉
Why don’t you take the first step and get a free quote today? It’s as simple as clicking here.
Already have a quote? Then reach out to us and kickstart your policy today. A world of savings is waiting for you on the other side.
Frequently Asked Questions: Drive Less Get Blessed
What is Pineapple’s Drive Less Get Blessed benefit?
Simply put, this is a benefit of Pineapple’s comprehensive car insurance that rewards Pineapple clients for driving less by refunding up to 30% of their monthly premium. All they need to do is keep their monthly mileage below 300km.
What other benefits does Pineapple car insurance offer?
The benefits of insuring your car with Pineapple’s comprehensive cover range from 24/7 roadside assistance, key replacement, and windscreen cover to car hire, our credit shortfall add-on, and a multiple-car discount.
Why is SASRIA important for car insurance?
SASRIA covers damage caused by civil unrest. Protests, riots, and public disturbances can escalate quickly in South Africa. This is where SASRIA comes in, covering loss or damage to your car caused by riots, strikes, public disorder, and terrorism.
How does car hire work with Pineapple?
Pineapple’s Car Hire is a benefit of Pineapple’s comprehensive insurance policy, which can be added on. This benefit ensures you won’t be left without wheels if your car is stolen, written off, or in for repairs after a covered claim. We’ll arrange a rental vehicle for you for a number of days, giving you time to get back on track.
Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. T&Cs apply.
Please Note: The information provided above is for informational purposes only; you should not construe any such information as legal or financial advice.
