TL;DR - Our version of "I'm not reading all that, *SparkNotes pls.”
- Black Friday is a popular shopping holiday where consumers enjoy savings and specials from multiple retailers.
- Pineapple’s affordable comprehensive car insurance offers low premiums and full coverage all year, so you don’t need to wait for Black Friday discounts.
- Cover includes protection against theft, accidental damage, fire, weather-related damage (like hail and floods), and third-party liability up to R5 million.
- Pineapple policies include insurance benefits like 24/7 roadside assistance, key replacement, fuel delivery, towing, and emergency accommodation.
- Enjoy extra savings with Pineapple’s Drive Less Get Blessed benefit. Get up to 30% back on your premium each month if you drive under 300 km.
- Claim online or through the app. Pineapple will point you in the right direction; repairs are done by trusted service providers. Plus, payouts are based on retail value, offering more than typical market value coverage.
Pineapple’s Car Insurance – Comprehensive Coverage for Less, Every Day
The weekend of November 29th just got a whole lot more exciting—it’s Black Friday!
While retailers and consumers are gearing up for South Africa’s busiest shopping day, most people don’t plan how they’ll protect their newly acquired haul.
The answer is, and should always be, “Pineapple’s comprehensive car cover.”
What if we told you that you don’t have to wait for one day in a year to save on vehicle insurance?
Low premiums every day, extensive protection, and policy perks like receiving up to 30% of your monthly insurance premiums back are just some of the joys of insuring with Pineapple.
So, is car insurance cheaper on Black Friday? Well, at Pineapple, every day is Black Friday; our insurance premiums stay budget-friendly all year round!
Read on to discover how to save on car insurance year-round.
Pineapple’s Coverage Essentials – Insurance Protection When You Need It Most
All of Pineapple’s car insurance policies are comprehensive.
Comprehensive insurance protects your vehicle against collisions and accidents, such as
- theft and hijacking,
- vandalism and
- accidental damage, or a single-vehicle incident.
You can never truly plan for an accident, but with Pineapple’s cover, you can at least ensure you’re financially prepared.
Instead of footing the bill for an expensive panel beater repair, insuring with us means you’re only responsible for a fraction of the cost—your car insurance excess fee—while we take care of the rest.
If a collision involves a third party, Pineapple’s comprehensive cover covers that, too, up to the tune of R5 million!
So, the next time you collide with a BMW M3 Competition M xDrive, which is a really expensive car (for all the non-car enthusiasts like the writer of this article), you’ll easily afford their almost R2 million price tag thanks to Pineapple’s insurance.
Our policy also protects your car against weather-related damage.
Unlike other insurance policies, which we will not name, hail cover comes as a standard insured peril. Other acts of nature, such as floods and fire, are also covered under Pineapple’s policy.
Simply, Pineapple’s comprehensive car insurance leaves no room for “What-ifs”, “Eish’s”, or ragrets—no, we did not misspell regrets, this is from a famous meme.
So, if you’re still wondering, “Why choose Pineapple car insurance for affordable coverage?” now you know.
Additional Benefits – Coverage That’s More Than Just Insurance
Affordable car insurance with added benefits… sounds like a synonym for Pineapple. The best comprehensive car insurance without Black Friday deals is one that does more than cover your car.
Here’s how Pineapple’s comprehensive cover adds to your insurance experience, thanks to our policy’s added benefits:
- 24/7 roadside assistance and towing. Flat tyres and dead batteries are no longer a stress factor with Pineapple’s insurance. If your car breaks down, we’ll tow you to safety. And don’t worry, we’ll save you the embarrassment of telling your dad.
- Fuel assistance. While anyone can experience an empty tank, only Pineapple’s people can benefit from fuel assistance to get them moving again.
- Key replacement. When your keys go from misplaced to missing, broken, or lost, guess whose insurance policy is there with a solution? Pineapple’s, of course. Best of all, we won’t scold you for losing things like mum would (“Maybe if you washed the dishes, you’d know where your keys were!”)
- Windscreen and window repair. A chip or crack in your windscreen won’t shatter your budget when insured with Pineapple.
- Emergency accommodation. Stranded 100 km or more from your home due to car trouble? Book a stay somewhere nearby, and Pineapple will reimburse you up to the limit stated in your policy.
Drive Less, Get Blessed – Monthly Savings for Low-Mileage Drivers
During the height of the COVID-19 pandemic, motorists were barely able to drive due to lockdown restrictions. This led to dozens of car insurance policyholders cancelling their contracts with their insurance providers.
Many thought, “Why should I pay for car insurance protection when I’m not even driving?”
Pineapple thought differently.
So, we introduced the Drive Less, Get Blessed Benefit, a low mileage cashback refund. How it works is that whenever you, as a Pineapple policyholder, drive 300 km or less in a month, we give you up to 30%** of your premium back. **Emphasis on ‘up to’.
If you insure your 2024 Toyota Hilux for R950 p/m and meet the criteria for a refund of up to 30%, you’ll receive around R285.
This means you only paid R665 in insurance premiums for that month. If you keep this up for all 12 months of the year, you’ll save a total of R3,420—that's a brand new air fryer or a return flight to Cape Town!
So, for every month you drive under 300 km, you’re able to save up to 30% in insurance costs.
And that is how you can save on comprehensive car insurance this Black Friday.
Easy Claiming Process – How Pineapple Makes It Simple
Pineapple's seamless claiming process will ease any stress or frustration following an accident or other insured peril. The first step is knowing how to claim and what steps to follow.
Here’s how to file a car insurance claim with Pineapple:
- Please notify us of the claim event as soon as possible, either using the Pineapple app or on our website, but no later than 30 days after the event.
- Report any accident or incident, such as theft, to the nearest SAPS (South African Police Service) station where the incident occurred within 24 hours.
- Wait for Pineapple’s stamp of approval before proceeding with any vehicle repairs. We ensure your repairs are done through our approved network of qualified panel beaters. This guarantees top-quality workmanship, genuine parts and an easy claims process.
Another crucial piece of information to note is that Pineapple pays the retail value.
Often higher than market value, a vehicle’s retail value is typically the closest value to the replacement cost of the car. So, insuring the car for its actual worth can mean a better payout for you as a policyholder.
Additionally, every claim requires an excess payment, which is the insured’s portion of the claim.
So before you claim, you’ll be expected to honour your contractual agreement by settling the claim, and then Pineapple will cover the rest of the amount.
Comprehensive Coverage Without Black Friday Waiting
Does Black Friday have car insurance discounts? Looking at Pineapple’s affordable, comprehensive car insurance premiums, you’d be forgiven for thinking so.
Which other insurance provider lets you comprehensively insure a bakkie from just R868* per month? *Premiums are risk profile dependent.
Pineapple’s policies are designed with your peace of mind and pockets in mind.
Whether it’s theft or instances of hijacking, single-vehicle accidents, or weather-related damage, Pineapple has you covered 365 days of the year. Provided you pay your premiums and comply with the law, of course!
Plus, we offer you freedom on a platter through our customer-centric, all-channel approach to insurance.
You can choose to insure across multiple communication channels, such as
- The Pineapple app,
- The Pineapple website,
- The Pineapple WhatsApp channel,
- Pineapple’s social media platforms (Facebook, TikTok, LinkedIn, etc.), and
- Over the phone (just ask, we’ll call, a.k.a. Don’t call us, we’ll call you).
This lets you easily access information and services while avoiding complicated or incompatible quoting systems.
If you’re on the hunt for a good Black Friday car insurance deal, minus the crazy queues and long waiting lines, get a quote with Pineapple today. You'll get protective cover and more when you insure!
Best of all? Our cover isn’t a ‘one day only’ special.
Enjoy year-long savings with Pineapple’s comprehensive car insurance today!
Please Note: The information provided above is for informational purposes only; you should not construe any such information as legal or financial advice.
Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. T&Cs apply.
Mathapelo Mosia
Mathapelo, Pineapple's Junior Copywriter, has a diverse background, including roles like Leaflet Distributor, Bridal Stylist, and Junior Sales Activation Officer. Her love for literature was sparked in grade 5 by a teacher's challenge involving books and chocolate. Though the prize was never received, she developed a passion for reading and writing.
