Car Insurance Explained

Car Insurance 101: Understanding the Basics in South Africa

Table of Contents

 

  • Types of Coverage: Learn the difference between Comprehensive, Third-Party, and Third-Party, Fire & Theft insurance to choose the best option for your needs.
  • Premium Factors: Understand what influences your insurance premium, including your car’s make and model, your driving history, and where you live.
  • Excess Explained: Know what an excess is—it’s the amount you pay out of pocket when you claim—and how it affects your premium.
  • No-Claim Bonus: Find out how staying claim-free can earn you discounts on your premiums over time.
  • Legal Requirements: Be aware that while car insurance isn’t mandatory in South Africa, it’s highly recommended to protect yourself from financial loss.

Come on, own up! 

We’ve caught you red-handed – pretending you know everything about car insurance.  

Before you throw in the towel and give up, just know it’s not too late to become a car insurance expert. Why? Because Pineapple is here to save the day!

From deciphering all that confusing insurance jargon to breaking down the most complex concepts, we have everything you need to know about car insurance. —obviously, because car insurance is such a hot topic! 

Just here to get a quote? Here you go: QUOTE!

 

An infographic explaining all there is to know about car insurance, unpacking the different types of car insurance, how your car insurance premium works, and discovering how excess works. All in all a comprehensive guide to car insurance.

Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. T&Cs apply. Premium is risk profile dependent.

Please Note: The information provided above is for informational purposes only; you should not construe any such information as legal or financial advice.

 

 

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Disclaimer

Please Note: The information provided above is for informational purposes only; you should not construe any such information as legal or financial advice.

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