TL;DR - Our version of "I'm not reading all that, *SparkNotes pls."
- Your phone is basically an extension of you: Losing or damaging it can feel like losing a part of yourself, but phone insurance can help take the sting out of the situation.
- Cost vs. Peace of Mind: The small monthly fee for insurance could save you from a massive unexpected expense down the road—think of it as your "just in case" safety net.
- Accidents happen, no judgment here: Whether it’s a slip in the sink or a tumble on the pavement, insurance ensures you’re covered when life happens.
- Not all policies are equal: Make sure to pick a plan that covers what matters most to you—like screen damage or theft.
- Is it worth it? If your phone is a vital part of your life and finances, the answer is probably yes. After all, you wouldn't want to be "riding dirty" without protection, right?
Phone Insurance Top Tip Tuesdays
Phone insured? If not we’ve got you covered 😉 or maybe by the end of this article we will!
We live in South Africa and let’s be honest if you haven’t had a phone stolen you sure know someone who has! But theft isn’t the only thing to worry about — cracked screen? Impact damage? Lightning and power surge damage? The list goes on…
So… Why Insure Your Phone?
Well first off can you imagine your life without a cell phone? 🤯
We didn’t think so! It’s 2021 and even though some of us have started going back into the office a lot of us are still working from home — your phone is how you communicate with the outside world!
Whether you’re scrolling through Instagram for hours, listening to the latest track from your fave muso or calling your mum — phones are essential to modern life!
At Pineapple not only can you insure your phone but you can insure your power bank, headphones and other mobile accessories!
What’s more you can take out per-item insurance OR include multiple items .
No paying for cover you don’t need and insuring only what you want! Did you know you can even insure phones that aren’t brand new!?
What Pineapple Cellphone Insurance Covers
🚔 Screen damage, because no one likes a cracked screen! This can be activated in-app by uploading a screen-selfie
👮Theft, in case bad guys try to steal or damage your phone
💔Accidental Damage, in case you accidentally drop or damage your phone
💧Water damage, in case your phone accidentally goes for a swim and drowns
⚡Power surges, in case your phone gets electrocuted to death during an electrical power surge
⛈️Mother Nature, in case your phone gets swept away or damaged during a storm, tornado, flood, hail storm, earthquake, lightning strike, etc.
🔥Fire, in case your phone gets cooked in a fire or an explosion
👽Alien abduction, well maybe not 😉 but then again…
Please see full policy wording for full exclusions and examples.
How To Insure Your Phone
With Pineapple Insurance it’s as easy as a snap, in a snap. 📸 In a snap? That’s right with us you can get a quote, insure, claim, amend and cancel right in our app 24/7. No paperwork, no calls! Get it now.
Simply download Pineapple Insurance in your app store, set up a profile and get a quote in under 90 seconds? Sound too good to be true? It isn’t, just take a look at what some of our members say!
Insurance as it should be! It’s Painless. It’s Fair. It’s Pineapple. 🍍🍍🍍
Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. T&Cs apply. Premium is risk profile dependent.
Please Note: The information provided above is for informational purposes only; you should not construe any such information as legal or financial advice.
Team Pineapple
Team Pineapple comprises our company’s top talents, who are dedicated to creating clear, high-quality content on essential vehicle insurance topics. This diverse group, including actuaries, accountants, data scientists, and insurance professionals across South Africa, collaborates to produce enlightening and empowering articles.
Each piece is thoroughly researched, factually accurate, and rigorously reviewed to ensure quality.
*We say they’re the finest because we want them to keep writing for us!
